Plain-English summary: Andie Mor LLC ("Andie Mor," "we," "us") is a business-purpose loan broker and commercial loan intermediary. We are not a lender. We work exclusively with legal business entities on business-purpose, non-owner-occupied investment real estate financing arranged through third-party lenders. This website is informational only and nothing on it is an offer of credit or a commitment to lend.
1. Acceptance of These Terms
These Terms of Use ("Terms") govern your access to and use of this website and any content, forms, or communications made available through it (collectively, the "Site"). By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Site.
2. Who We Are; Nature of Our Services
Andie Mor LLC is a business-purpose loan broker and commercial loan intermediary. We are not a direct lender. We do not hold or deploy lending capital, do not make loans, do not fund loans, and do not make credit decisions. All financing discussed on or arranged through the Site is provided, underwritten, approved, and funded solely by third-party lenders in their discretion. Our role is limited to advising on and arranging business-purpose financing between eligible business-entity borrowers and third-party lenders.
3. Eligibility; Business Entities Only
Our services are available exclusively to legal business entities (such as limited liability companies, corporations, and partnerships) seeking financing strictly for business, commercial, or investment purposes. By using the Site or submitting an inquiry, you represent and warrant that:
- You are at least 18 years of age and have the legal authority to act on behalf of a business entity;
- Any financing sought is strictly for business, commercial, or investment purposes and not for personal, family, or household use;
- No property that is the subject of any financing will be used or occupied as a primary residence;
- For any transaction involving Florida real property, in accordance with Chapter 494, Florida Statutes, the borrower is not a natural person and the transaction will close in the name of a legally registered business entity; and
- For any transaction involving Texas real property, the transaction is strictly for business, commercial, or investment purposes within the meaning of applicable exemptions under the Texas Finance Code.
We reserve the right to decline to provide services to any person or entity that does not meet these eligibility requirements.
4. No Offer; No Commitment to Lend
The Site and all content on it are provided for general informational purposes only. Nothing on the Site constitutes (a) an offer of credit, (b) a commitment to lend or to arrange a loan, (c) a loan approval or pre-approval, (d) a rate quote or lock, or (e) an offer or solicitation in any jurisdiction where we are not authorized to operate. Any program descriptions, structures, or terms referenced on the Site are illustrative only. All financing is subject to third-party lender underwriting, credit approval, property evaluation, documentation, and program eligibility, and rates, terms, and availability may change at any time without notice.
5. Not Legal, Tax, Financial, or Investment Advice
Content on the Site does not constitute legal, tax, accounting, financial, or investment advice, and no advisory, fiduciary, or attorney-client relationship is created by your use of the Site. You should consult your own qualified legal, tax, and financial advisors before entering into any financing transaction.
6. Inquiries Are Not Loan Applications
The inquiry form on the Site is for general inquiries only. Submitting the form is not a loan application, does not begin an application process, and does not obligate us or any lender in any way. By submitting an inquiry, you (a) make the eligibility representations in Section 3, and (b) consent to be contacted by us by phone, email, or text message at the contact information you provide for purposes of responding to your inquiry. You may opt out of communications at any time as described in our Privacy Policy.
7. Third-Party Lenders and Third-Party Content
Financing is provided by third-party lenders that are independent of Andie Mor. We do not control, and are not responsible for, the acts, omissions, products, terms, underwriting decisions, or disclosures of any third-party lender. Any relationship you enter into with a third-party lender is solely between you and that lender and is governed by that lender's own agreements and terms. The Site may also contain links to third-party websites; we are not responsible for their content or privacy practices.
8. Compensation Disclosure
Andie Mor may receive compensation from third-party lenders, from borrowers, or from both in connection with arranged financing, as permitted by applicable law and as disclosed in the applicable transaction documents.
9. Intellectual Property
The Site and all content on it — including text, graphics, logos, design elements, and layout — are owned by or licensed to Andie Mor LLC and are protected by copyright, trademark, and other intellectual property laws. You may view and print Site content for your own internal business use. You may not copy, reproduce, distribute, modify, create derivative works from, or commercially exploit any Site content without our prior written consent.
10. Acceptable Use
You agree not to: (a) use the Site for any unlawful purpose or in violation of these Terms; (b) submit false, misleading, or fraudulent information, including misrepresenting a consumer-purpose loan as a business-purpose loan; (c) interfere with the operation or security of the Site; (d) use automated means to scrape or harvest content or data from the Site; or (e) impersonate any person or entity.
11. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY INFORMATION ON THE SITE IS COMPLETE, CURRENT, OR ACCURATE.
12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ANDIE MOR LLC AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
13. Indemnification
You agree to indemnify, defend, and hold harmless Andie Mor LLC and its members, managers, officers, employees, and agents from and against any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or relating to (a) your use of the Site, (b) your breach of these Terms, or (c) any inaccuracy in the representations you make under Section 3 or Section 6, including any misrepresentation that a loan is for business purposes.
14. Governing Law; Venue
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in Travis County, Texas, and you consent to the personal jurisdiction of those courts.
15. Changes to These Terms
We may update these Terms from time to time. The "Last updated" date above reflects the most recent version. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
16. Severability; Entire Agreement
If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force. These Terms, together with the Privacy Policy, are the entire agreement between you and Andie Mor regarding use of the Site.
17. Contact
Questions about these Terms may be directed to:
Andie Mor LLC
Email: info@andiemor.com
Address: 5900 Balcones Dr, Ste 100, Austin, TX 78731